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Many personal finance software packages have charts and graphs that claim to help you get a handle on your finances. If you're like many people, those charts and graphs can be complicated to understand and don't really do a great job of helping you manage day to day spending.

Personal Finance Help

By inputting your monthly expenses into Chext and texting in your daily transactions as they happen, Chext gives you a new level of understanding of your financial future. Best of all, it does it in a way we all understand - though the use of a calendar. After you text in a transaction, Chext looks out into the future to see what items you've got scheduled. It will then send a text back with your new balance as well as your next lowest balance. If you've ever overdrawn your account, you know how much money this could save you!

Everyone Loves Chext

Fan of Dave Ramsey? Want a better way to "do" envelopes? Check out Chext. — Glenn Rumfellow

Chext provides an easy way to keep your account up to date so you'll always be aware of how much money you have. — slapstart.com

The Easiest Way To Keep Track Of Your Balance Via SMS. — MakeUseOf.com

This is great! Talk about financial communication! — P. Torrevillas